Residential and commercial income property lender, with loans for apartments from 2-4 units, and 5-1000 units, nationwide. We make commercial construction loans. We have all types of commercial property loans, including Mixed Use loans, Church loans, Rental Property loans, SBA loans, Investor Loans, Office building loans, Industrial property loans, lot loans, Mobile Home Park loans, Hotel loans, Professional Building loans, Medical building loans, Retail property loans, land development loans, shopping Mall loans, shopping center loans, strip center loans, Gas Station loans, Single use property loans, Motel loans, and Car Wash loans. We are located in Northern California but lend in all 50 states. We have fixed and adjustable loans, and 40-year amortization in some areas. Apartment Loans USA makes mortgages for small and large income properties, including Mixed Use , Churches, Rental Property, SBA, Office buildings, Industrial property, lots, Mobile Home Parks, Hotels, Professional Buildings, Medical buildings, Retail property, land development, shopping Malls, shopping centers, strip centers, Gas Stations, Single use property, Motels , and Car Washes. Our residential loans can be obtained with no down payment, no income verification and paid interest only. We make loans for large apartment buildings, mixed use properties, office buildings, churches, industrial property, mobile home parks, hotels, professional buildings, medical facilities, retail property, land development, shopping malls, strip centers, gas stations, motels and car washes. We make SBA loans. We make residential income and commercial investment property loans in the bay area and nationwide. Apartment & Commercial Real Estate Sales and Investment. Apartment & Commercial Real Estate Financing Nationwide. Residential & Commercial Construction Loans. Residential Real Estate Financing. Expert Witness. HOME LOANS FIRST TIME BUYERS VA LOANS NO DOWN PAYMENT NO INCOME VERIFICATION INVESTOR LOANS CHURCH LOANS IMPERFECT CREDIT CONSTRUCTION LOANS APPLY ON-LINE TAXES EXPERT WITNESS
EMPLOYMENT HISTORY
PRESENT
Commercial Finance USA
San Ramon CA 94583
Founder/President
Commercial mortgage banker & Commercial Real Estate broker
Arrange commercial real estate, land development and business loans worldwide.
Represent clients in commercial real estate buying and selling.
PREVIOUS
Easton Mortgage Banker
San Francisco CA
Senior Vice President/General Manager
Managed overall operation for this regional mortgage lender
Started commercial lending division.
Direct Net Group: Real Estate and Mortgage Brokerage
San Jose CA
Founder/President
Managed both real estate and mortgage operations
Advance Group Enterprises
Campbell CA
Finance and Investment Director
Directed acquisition & financing of investment properties, including valuation.
EDUCATION
San Jose State University, San Jose CA.
Bachelor of Arts, Communications. Minor: Economics
University of Southern California, Los Angeles CA.
Graduate courses in Real Estate Finance, Investment & Economics
Ongoing professional continuing education
LICENSES AND CERTIFICATES
California Real Estate Broker's License, 1993
OTHER PROFESSIONALLY-RELATED ACTIVITIES
- Expert witness assisting attorneys and their clients to get legal satisfaction when suffering harm as the result of the actions of a real estate or mortgage company
- Guest college lecturer on the ethics and acceptable practices in the real estate and mortgage businesses
COMMUNITY SERVICE
- Youth sports as both a volunteer coach and administrator
- Big Brothers/Big Sisters of America
- Court Appointed Special Advocates (as a trained volunteer advocating for children in foster care)
- Salvation Army: Mentoring men toward re-entering the work force and serving on the Advisory Council of Northern California
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